GENERAL TERMS AND CONDITIONS FOR COMPETITIONS: 

1. Definitions

1.1 “Competition” means any promotion, prize draw, giveaway, or competition operated or run by Fast Bucks.

1.2 “Fast Bucks” (referred to as either “The Company”, “Us”, “We” or “Our” in this agreement) refers to SNC Corp (Pty) Ltd with registration number 2024/316199/07 trading as Fast Bucks.

1.3 “Personal Information” means personal information as defined in POPIA;

1.4 “POPIA” means the Protection of Personal Information Act 4 of 2013;

1.5 “Process“/ “Processing” has the same meaning assigned thereto in POPIA;

1.6 “Rules” means these terms and conditions including specific terms and conditions, rules or entry instructions published on the Fast Bucks website or in any social media platform which features a competition (e.g. on Facebook). 

1.7 “Website” refers to both fastbucks.co.za and cashloansonline.co.za which are owned by Fast Bucks.

1.8 “Country” refers to the republic of South Africa.

1.9 “you“, “your” means the person who has entered into a Competition. 

2. Introduction


2.1 You must take time to read these Rules carefully and make sure you understand the Rules before entering any Competition. The current Competition rules will be published on www.fastbucks.co.za/competitions and must be read in addition to the terms and conditions. The rules form part of the terms and conditions set out.

2.2 These Rules shall be binding on you when you enter any Competition.

2.3 If your entry is posted or sent using the internet, short message service (SMS), multimedia messaging service (MMS) or any similar media or device, you will have to pay the reasonable costs of posting the entry form or of transmitting it. This cost will not be more than the normal fee you will pay to your service provider or for using the internet.

2.4 Incomplete, incorrect or indecipherable entries will be void.  Unless otherwise stated, photocopies (e.g. of entries or tokens) will not be accepted. 

2.5 Fast Bucks reserves the right, in its reasonable discretion, to add to, amend, or waive any of the Rules on reasonable notice to you, including but not limited to extending or reducing the duration of a Competition.

3. Eligibility to enter Competitions


3.1 In order to qualify as an entrant, you must – 

3.1.1 be a resident of South Africa and in possession of a valid identity document (ID);

3.1.2 be at least 18 years old; and

3.1.3 provide correct and full personal details when entering the Competition. 

3.2 Automated entries or syndicated entries are prohibited, and any use of such devices or schemes will cause disqualification of all such entries.

Fast Bucks, its distributors, retailers, advertising and promotional agencies, directors, partners, employees, agents, consultants, subcontractors, and their respective spouses, life partners, business partners or immediate family member are not eligible to participate in any Competition. 

3.3 Unless otherwise stated –

3.3.1 only one entry per person will be permitted. Multiple entries from one person will cause disqualification;

3.3.2 entries are limited to one entry per natural person. In all competitions, contestants will be randomly selected. This is generated using an online portal which randomises the pool of entries.

3.4 Fast Bucks reserves the right at its sole discretion to disqualify any individual who tampers with the entry process or who provides false information.

3.5 A natural person may not win more than one prize within a six-month period following the first win. Fast Bucks reserves the right to withhold prizes from any such person, and to reclaim any such prize if a breach of this Rule is subsequently discovered.

4. Health and Safety
 

4.1 Fast Bucks reserves the right to forfeit your place on the Competition or the prize (without liability or compensation) if, in its opinion, you may expose yourself or others to risk of illness or injury or to the cancellation, disruption, or curtailment of the Competition. 

5 Prizes

5.1 The decision of the winner of each Competition will be final in all matters relating to a Competition. Once the prize has been handed over in terms of these Rules, the results of the Competition are final in all respects and no correspondence or negotiation will be allowed.

5.2 Fast Bucks will be entitled to contact you, request proof of entry, verification of identity, as well as verification of any other personal information before handing over any competition prizes or rewards. Refusal to provide any of these details or participate in or answer all questions raised without good reason, your place in the Competition will be treated as invalidated and the prize or reward may be withdrawn.

5.3 Fast Bucks will use all reasonable endeavours to notify prize winners via email and subsequently telephonically within thirty (30) days from the end date of the Competition. If a selected winner does not answer his/her landline and/or mobile phone, Fast Bucks will leave a message on the prize winner’s landline or mobile phone (if possible). Fast Bucks undertakes to attempt at least three (3) times on three (3) consecutive business days to notify the prize winners. If Fast Bucks is unable to get in contact with a prize winner telephonically, or cannot leave a message telephonically, Fast Bucks will send a notice to the contact details (i.e. via sms, WhatsApp, or e-mai) provided by the entrant.  

5.4 Prizes must be claimed within sixty (60) days after Fast Bucks has notified the prize winner.  If prize winners do not collect their prizes within sixty (60) days after having been notified as set out above, Fast Bucks will have the right to do with the prize whatever Fast Bucks may deem to be reasonably fair.

5.5 If Fast Bucks cannot continue with the Competition for any reason beyond its reasonable control, including errors in printing, production, distribution or digital distribution, or if it is required by applicable laws, Fast Bucks may end the Competition on condition that – 

5.5.1 no prize winners have been determined; and

5.5.2 reasonable notice has been given beforehand to all entrants. 

5.6 If the Competition is ended as set out above, no entrant will have any claim of any nature whatsoever against Fast Bucks, unless Fast Bucks has been acted with gross negligence or fraudulent intent.

5.7 The prize awarded in any Competition – 

5.7.1 cannot be transferred and will only be handed over if all details given are factually correct;

5.7.2 will not be exchanged for cash amounts or for any prize other than the prize offered in that Competition;

5.7.3 may be replaced by another prize of the same commercial value if the original prize is not available for any reason beyond Fast Bucks’ reasonable control.

5.8 No prizes will be transported and/or delivered to the prize winner’s place of residence, and Fast Bucks will not be held liable for any travel, transport, accommodation, or any other costs when the prize is handed over or received.

6. Voting
 

For Competitions involving online voting, entrants must register a valid email address to be entitled to vote.  Only one vote for each valid email address will be accepted. Fast Bucks reserves the right to disqualify multiple votes.  

7. Disqualification of Entries and Cancellation of the Competition
 

7.1 You acknowledge that the interests and good reputation of Fast Bucks are paramount and Fast Bucks may, at its reasonable discretion, withdraw a place or require you to cease to have any involvement in the Competition if it believes it is in the best interests of Fast Bucks to do so.
 

7.2 Fast Bucks reserves the right to immediately withdraw your place on the Competition or the prize if it believes you to be in breach of any of your obligations, or representations and warranties, under the Rules or if you otherwise conduct yourself in a manner which is inappropriate or unsuitable (as determined in the reasonable discretion of Fast Bucks). You shall be responsible for any additional costs in this respect.

7.3 In the event of disqualification, Fast Bucks reserves the right to select another entrant to take part in the Competition.

8. Confidentiality


8.1 You undertake not at any time to disclose, reveal, communicate or otherwise make public any Personal Information relating to Fast Bucks, its business, personnel, servants, agents or officers to anyone.
 

8.2 You may not publicise your involvement in the Competition or the fact that you have won a prize without the prior written permission of Fast Bucks.
 

9 Publicity

9.1 When prize winners accept their prize, they may choose not to be identified and may refuse to have their photograph taken and published in online or in social media.

9.1 If the prize winner has given his/her written consent, Fast Bucks has the right to publish the winner’s name and photographs (at no fee) in any media, including advertising, promotional, print, point-of-sale or public relations material. The nature of these publications will be determined at the sole discretion of Fast Bucks. 

9.2 You shall not without the specific prior written consent of Fast Bucks publish or disclose any information in connection with the Competition or the prize (in particular, without limitation, to a representative of the media, in whatever form). You shall not be entitled to give interviews or be involved in articles or reports in respect of the Competition or the prize with any third party. Allrights in relation to the Competition and your involvement therein shall vest exclusively with Fast Bucks.


 10. Intellectual Property


10.1 Unless otherwise stated, Competition entries will not be returned to you.


10.2 If you have provided your written consent, as contemplated in clause 9.1 above, in respect of copyright and other intellectual property rights in any Competition, your entry into the Competition, and your involvement in the Competition (including, without limitation, all interviews, pictures, audio, audio-visual, whether your appearance is featured or incidental) in all media and technology (the “Products”), you:
 (a)  hereby grant to Fast Bucks a non-exclusive, royalty-free perpetual worldwide licence to use any such copyright and other intellectual property rights in any and all media to the extent Fast Bucks deems it appropriate; and 
(b)  agree, at Fast Bucks’s request, to assign to Fast Bucks the entire such copyright and other intellectual property rights (including without limitation where such Products are not in existence at the date of this agreement, by way of present assignment of future copyright) and you agree to do all such acts as may be reasonably requested of you by Fast Bucks to effect the assignment under this clause
and you agree that the licence and, if applicable, any assignment shall include the right for Fast Bucks to alter, edit, compile, amend or otherwise adapt such Products and/or use such Products in conjunction with any other material and to use, distribute and/or broadcast such Products in all media and all formats (including transmission by way of analogue transmission, digital audio broadcasting, internet, satellite, television, film, cable or telephony) and the right to sub-license such rights to any other persons, in each case for such purposes as Fast Bucks may in its sole discretion determine.
 

10.3 Any information submitted by you relating to a Competition must be personal and related specifically to you.  You warrant that any information which you submit to Fast Bucks will not infringe the intellectual property, privacy or any other rights of any third party, and will not contain anything which is libellous, defamatory, obscene, indecent, harassing or threatening. Fast Bucks reserves the right, but not the obligation, to screen, filter and/or monitor information provided by you and to edit, refuse to distribute or remove such information.
 

10.4 By entering any Competition and submitting any material or Products you warrant to Fast Bucks that:
(a) you own or are licensed in respect of the Products submitted as part of the Competition conditions and that you have the right, power and authority to grant the rights set out in these Terms;
(b) Fast Bucks is free and able to use the Products in accordance with and in the manner set out in any relevant terms;
(c)  you agree to waive any moral rights you may have in the Products and have obtained a waiver or all applicable moral rights in the Product and further have obtained all consents and permissions in respect of the Product;
(d) the Products do not violate any applicable law or regulation (including any laws regarding anti-discrimination or false advertising);
(e) the Products are not defamatory, trade libellous, unlawfully threatening or unlawfully harassing;
(f) the Products are not obscene or pornographic; and
(g) the Products do not, to the best of the your knowledge, contain any viruses or other computer programming routines that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information.
 

10.5 The entrant to a Competition is the individual submitting the media (i.e. the person who owns the cellphone, telephone or who can be reached at the relevant email address). If the person(s) whose image is captured in any images, videos or other media is different to the person submitting the media, the person featured in the image shall have no claim to the prize or any part thereof.
 

10.6 You must ensure that any other person or persons whose image has been used in the relevant Products has given valid consent for the use of their image or has waived any rights they may have in the images, videos or other media submitted.  Failure to adequately demonstrate this consent to the satisfaction of Fast Bucks may result in your disqualification from the Competition and forfeiture of any prize.
 

10.7 For the avoidance of doubt, all rights in the name and title of the Competition and the format rights for the Competition will vest exclusively in Fast Bucks for its own use (in its sole discretion).

11. Security safeguards

11.1 Fast Bucks is committed to securing the integrity and confidentiality of entrant’s Personal Information in its possession or under its control by –

11.1.1 taking appropriate, reasonable technical and organisational measures to prevent loss of, damage to or unauthorised destruction of Personal Information, and unlawful access to or Processing of Personal Information; and

11.1.2 ensuring that any operator or anyone Processing Personal Information on behalf of Fast Bucks will Process such information only with the knowledge or authorisation of Fast Bucks, and treat Personal Information which comes to their knowledge as confidential and not disclose it, unless required by law or in the course of the proper performance of their duties. 

12. Submission and collection of Personal Information

12.1 You acknowledge and agree – 

12.1.1 that by entering into any Competition, Personal Information may have to be submitted and that all the Personal Information possessed by Fast Bucks is collected through your entry into the Competition; 

12.1.2 to grant Fast Bucks the right to use or Process any information, data, materials or other content you provide for purposes of your participation in a Competition in accordance with applicable laws; and

12.1.3 that information submitted will affect the quality of Personal Information obtained as well as the security in and integrity of Personal Information retained by Fast Bucks.

12.2 Fast Bucks collects, retains and Processes Personal Information for the following purposes – 

12.2.1 to allow entry into a Competition;

12.2.2 to process your entry and any requests;

12.2.3 to provide personalised content and information and enhance entrants’ experiences;

12.2.4 to analyse entries to Competitions;

12.2.5 for market research, project planning, troubleshooting problems, detecting and protecting against error, fraud or other criminal activity; and

12.2.6 for general historical, statistical and research activity.

12.3 Fast Bucks shall retain records of personal information only for as long as necessary to achieve the purpose for which it was collected or processed unless- 

13.3.1 retention of the record is required or authorised by law;

12.3.2 Fast Bucks reasonably requires the information for lawful purposes related to its functions of activities.

12.4 Data collected may be shared with the prize sponsor company, but will not be sold or passed on to Third parties. By entering a Competition the entrant has agreed to receive promotional material from Fast Bucks.

13. Withdrawal of consents and requests for information and records

13.1 You are entitled to withdraw any consent to Process your Personal Information. 

13.2 If you withdraw your consent to Process Personal Information, you should cease any participation in the Competition forthwith. Any further participation will result in a renewed consent due to the binding nature of these Rules. 

13.3 You are entitled to request- 

13.3.1 on proof of identity, confirmation as to whether Fast Bucks possesses any Personal Information pertaining to you; 

13.3.2 on proof of identity, a record or a description of the Personal Information about you, including information about the identity of all third parties who currently have or have had, access to the Personal Information; and

13.3.3 generally, any record Fast Bucks may hold and is required to disclose to you in terms of the Promotion of Access to Information Act 2 of 2000.

13.4 You may request Fast Bucks to –

13.4.1 correct or delete of information that is inaccurate, irrelevant, excessive, out of date, incomplete, misleading or obtained unlawfully;

13.4.2 destroy or delete a record of personal information about you that Fast Bucks is no longer authorised to retain in terms of applicable laws.  

14. INDEMNITY AND EXCLUSION OF LIABILITY

14.1 To the extent legally permissible and unless Fast Bucks acted with gross negligence or fraudulent intent –

14.1.1 Fast Bucks assumes no liability whatsoever for any direct or indirect loss or damage arising from, in connection with or as a result of your participation in the Competition;

14.1.2 Fast Bucks will not be liable in the event of incorrect or late entries or telephone or SMS text message entries not received as a result of network incompatibility, technical faults, or otherwise;

14.1.3 you indemnify Fast Bucks against any claims of any nature arising from, in connection with or as a result of your participation, in any way whatsoever, in the Competition;

14.1.4 Fast Bucks is not liable for any delay, nullification, change or substitution, or partial or total inability to execute any of part or the whole of the Competition due to force majeure, war, acts of terrorism, accident, fire, flood or any other natural disaster, strike or any other political crisis.

14.2 Should Fast Bucks or its agents become aware of any fraud, dishonesty, deceit or similar action undertaken in connection with the Competition or otherwise, or any act or omission which might (in Fast Bucks’ opinion, which shall be final) have an adverse effect on the Competition, Fast Bucks reserves the right in its discretion (without notice to you and/or without giving reasons) to (i) forfeit your place on the Competition; or (ii) withdraw the prize(s).


14.3 It is agreed and accepted by you that Fast Bucks shall have no liability whatsoever in respect of Competitions operated by third parties and featured on air or on our web and social media sites.  The relevant third party will be responsible for the fulfilment of the Competition. Fast Bucks accepts no responsibility for the acts or omissions of such third parties.


14.4 You agree to indemnify Fast Bucks and its employees against all costs, losses, damages, expenses and liabilities (including for loss of reputation and goodwill and professional advisors fees) suffered by Fast Bucks arising as a result of a breach by you of your obligations under the Rules or in any way in connection your failure to follow Fast Bucks’ reasonable instructions with regard to your entry into the Competition or accepting the prize.


14.5 In the case of on-line Competitions you acknowledge that the internet is not a secure medium and information submitted to competitions hosted on websites owned or controlled by Fast Bucks may be accessed by third parties. Fast Bucks accepts no liability for loss resulting from your entry to an online Competition. 

15. General

15.1 These Terms shall be governed and construed in accordance with the laws of South Africa. 

15.2 No variation of these Rules is effective unless approved by an authorised representative of Fast Bucks in writing.
 

15.3 The failure to exercise or delay in exercising a right or remedy provided hereunder or by law does not constitute a waiver of the right or remedy or waiver of other rights or remedies.
 

15.4 These Rules are not intended to nor shall create any rights, entitlements, claims or benefits enforceable by any person that is not a party to them.  

15.5 If any provision of the Rules are held by any competent authority to be invalid or unenforceable in whole or in part that part shall be severed from other terms and conditions and the validity of the other provisions of the Rules and the remainder of the provision in question shall not be affected.